01
Start with the story
Four honest questions about what money sounded like growing up, what you carried forward, and how you want it to feel instead.
sunshine¢s · canadian money help
get your money in order
Answer a few honest questions, and walk away with a plan built around how you actually think about money.
A free, judgment-free place to get your finances organized — starting with the part most money advice skips: where your beliefs came from in the first place.
01 — the free tools
Pick what you need right now.
Every guide and calculator here is free. Start wherever your money feels loudest.
just getting started
Figure out where you are before deciding where to go.
i've got debt
A clear order to pay things off, so it stops feeling endless.
i want to save & grow it
See what your goals actually take, month by month.
free money & the kids
Money that's already yours, and money habits that stick.
i want to learn the basics
Go at your own pace, no sign-up needed.
province vs province
How does your province stack up?
- ep. 01paycheque by province →Same salary, different take-home.
- ep. 02cost to own vs rent →Insurance, tax, hydro and heat, added up.
- ep. 03province affordability →Rent, prices and income, side by side.
- next episodecoming soonFollow @sunshineandcents to catch it first.
02 — why this exists
I didn't grow up learning any of this either.
I learned money the way a lot of us do: by absorbing whatever was happening around me, avoiding the bits that felt too loaded, and figuring out the rest in real time.
This is the resource I wish I'd had — somewhere warm, practical, and completely uninterested in making you feel behind.
You don't need to become a different person to get better with money.
03 — where we start
Story first. Spreadsheet second.
Because a budget can't tell you why checking your balance makes your shoulders climb toward your ears.
02
Look at the numbers
No dramatic spreadsheet reveal. Just what comes in, what goes out, and what needs your attention first.
03
Make a plan you can live with
Not a perfect-person plan. A clear next step built around your actual life, brain, priorities, and capacity.
04 — no shame, no signup
Ready to hear your own money story?
Four questions. No account. Your answers stay in your browser, and nobody is grading them.
start with your money storythe occasional letter
Money thoughts, when there's something worth saying.
No daily noise, no selling your email. Just the useful stuff, occasionally.
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